FAQs

How can Payday 24X7 Hours help me?
Payday 24X7 Hours offers you a platform where you can draw easy comparison of the available loan deals, avoiding embarrassment, rejections and wandering around searching for the right lender. We are only a loan mediator and play no role in loan lending.

What are short term loans?
Short term loans are small loans designed to provide you quick monetary assistance. These loans are ideal whenever you are trapped in any unplanned expenditures and need to fix them immediately. The received cash can be utilized if your car has broken down all of a sudden, need to pay urgent bills or any unexpected medical charges have cropped up.

Do I have to pledge security against the borrowed money?
All loan deals that you can find with our assistance fall under unsecured category. Therefore, you do not have to pledge any collateral against the money you have obtained upon approval.

Who can apply?
The lenders in our network offer easy application procedure. To apply applicant needs to fill in a small online application form with the necessary details and submit it. Lenders will get back to you with a quick response. To avoid rejection and refusal provide complete and correct details in the application form.

How long will it take to get approval?
Once your loan request has been matched with a lender, they will get back to you with a quick response within minutes. Your request will be processed right away. Usually, you can receive approval on the same day or within one business day. Avoid delay by applying during normal working hours.

How much cash can I borrow and for how long?
Approval against small loans will help you borrow an amount anywhere between $100 and $1000. You will get 15 to 30 days to repay back the borrowed money.

What happened if I fail to repay back on time?
If you fail to repay back on time lenders may take legal action against you to recover the outstanding amount. This can have negative impact on your credit rating and make it difficult to acquire loan deals in future.

Will my personal details be safe?
We make use of advanced safety measures and encryption technology to ensure confidentiality of all the personal information provide to us. All details collected by us will be stored securely in an encrypted format. Do review our privacy policy to learn more.

Is it possible to opt for loan extensions?
Loan extensions policy varies among lenders, while many states may not allow loan rollovers. Make sure you go through the loan term and check for extensions ahead of entering into the loan agreement. Be aware as such extension can be expensive.

What if I have any confusion or queries?
At Payday 24X7 Hours you can find us round the clock at your assistance. If you have any confusion of queries related to our services contact us without any hesitation. But if you have any questions related to loan lending then you should forward them to your lender.

Please note that Payday Loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in USA. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.

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