Our goal at Payday 24X7 Hours is to connect applicants with competent short term loan lenders who can help them with their urgent cash needs. Borrowing money can be a serious financial commitment. Short term loans are designed to take care of all unplanned emergencies and should not be considered as a solution for long term financial issues. The borrowed money is generally required to be repaid back within two to four weeks. Ahead of applying for this loan it is important to review the rates and fee of the loan and also consider your repayment ability.

You should understand that all loan deals come with a cost. Since these loans fall under unsecured category, you will be charged with higher APRs compared to traditional loans. We do not provide loan or extend any credit assistance. It is the lenders we are associated with who will determine the terms and conditions including fees, rates, and APRs of the loan deals.

The rates charged by lender will be based on the applicant's monthly income, current credit history and outstanding debt. For short term loans, the APRs charged usually range from 260.71% to 1825%. Submit your loan request to lender to find out your charges.

Once lender approves your loan request, it is your responsibility to review and understand all the terms and conditions set forth in the loan agreement. Before legally committing to the loan deal and signing it, do not forget to go through the fees, rates, APRs and terms of the loan. Any queries or concern related to loan term and fee should be directed to the lender.

Not all lenders and states support renewals and extensions. So, do check the lenders policy and consider the state you reside to find out if you can renew or extend your loan term. But such extensions will cost you additional fee.

Please note that Payday Loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in USA. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.